Act quickly\u2014Texas law imposes strict deadlines on insurance claims and lawsuits. Delays can jeopardize your right to recover.<\/p>\n
Whether your case involves property damage, hurricane or storm losses, bad faith insurance practices, or other coverage disputes, our legal team is prepared to investigate, document evidence, negotiate aggressively, and, when necessary, take your case to court.<\/p>\n
Contact us today for a free, no-obligation consultation and trusted guidance on the path toward the financial recovery and justice you deserve.<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ module_class=”flip-spacing” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Colby-Lewis-Image-2.jpg” border_radii=”on|4px|4px|4px|4px” global_colors_info=”{}”][et_pb_image src=”https:\/\/clewislaw.com\/wp-content\/uploads\/2025\/11\/houston-insurance-denial-lawyer-scaled.jpg” alt=”houston insurance denial lawyer” title_text=”Colby Lewis Image (2)” disabled_on=”off|off|on” _builder_version=”4.27.4″ _module_preset=”default” border_radii=”on|4px|4px|4px|4px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” global_colors_info=”{}”]<\/p>\n
Navigating Insurance Claims Shouldn\u2019t Be This Difficult<\/h3>\n
Insurance companies often complicate the claims process long before a lawsuit is filed\u2014requesting excessive documentation, delaying inspections, or disputing covered losses. When you\u2019re already facing property damage, costly repairs, and financial uncertainty, battling your own insurer can feel exhausting and unfair.<\/p>\n
Our goal is to simplify those first steps and give you a clear path forward. Houston insurance claims denial attorney Colby Lewis is highly experienced in insurance litigation, and his team is committed to providing strong, strategic representation to policyholders across Texas.<\/p>\n
You don\u2019t have to face the insurance company alone\u2014our firm provides the knowledgeable, results-driven advocacy you need to move forward with confidence.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” global_colors_info=”{}”]<\/p>\n
Types of Insurance Claims We Handle<\/h3>\n
At The Law Offices of Colby Lewis, we represent homeowners, property owners, and businesses in a wide range of complex insurance disputes across Texas. Our team understands the tactics insurers use to delay, underpay, or deny valid claims\u2014and we work diligently to secure the full benefits our clients are entitled to under their policies.<\/p>\n
- \n
- Hurricane and Tropical Storm Damage Claims<\/a><\/li>\n
- Hail and Fire Damage Claims<\/a><\/li>\n
- Homeowner Insurance Claims<\/a><\/li>\n
- Property Damage Claims<\/a><\/li>\n
- Business Insurance Claims<\/a><\/li>\n
- Other Insurance Claims<\/a><\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Has Your Insurance Company Delayed or Denied Your Claim?<\/h3>\n
A denied, underpaid, or unreasonably delayed insurance claim can leave you facing mounting repair costs, lost income, and uncertainty about what to do next. At The Law Offices of Colby Lewis, we understand the strategies insurance companies use to minimize payouts\u2014and how devastating those tactics can be for policyholders. Our firm represents clients across Texas, providing experienced legal advocacy when you need it most.<\/p>\n
Insurance disputes are time-sensitive. Texas law imposes strict deadlines on filing claims and lawsuits, and delays can jeopardize your right to recover compensation. Whether your case involves hurricane or storm damage, structural loss, fire, or another covered event, our attorneys work to cut through insurer tactics and pursue the full benefits you are owed under your policy.<\/p>\n
Schedule a free consultation today to protect your rights and explore your legal options.<\/p>\n
How Do I Know if I Can Take Legal Action?<\/h3>\n
Certain forms of insurance company misconduct may justify legal action under Texas law. Common examples include:<\/p>\n
Denying a legitimate claim without a reasonable basis<\/p>\n
Demanding unnecessary or excessive documentation<\/p>\n
Failing to investigate promptly<\/p>\n
Unreasonable payment delays<\/p>\n
Misrepresenting policy terms or your coverage<\/p>\n
If you believe your insurance company is acting in bad faith, negligently handling your claim, or misleading you about your coverage, our team can help. We will carefully review your policy, investigate the circumstances of your loss, and provide clear, strategic guidance on the strongest path forward\u2014whether through negotiation or litigation.<\/p>\n
Contact a Houston insurance claims attorney at The Law Offices of Colby Lewis<\/span><\/span> today to get trusted answers and experienced representation.<\/p>\n
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What Should I Do While I Wait?<\/h3>\n
Organization is critical. While your claim or lawsuit is pending, you should maintain:<\/p>\n
- \n
- All written and electronic communication with your insurer or agent<\/li>\n
- Photos of all damage<\/li>\n
- Repair estimates, invoices, and receipts<\/li>\n
- Your policy, endorsements, and declarations pages<\/li>\n<\/ul>\n
Having this information ready at the outset allows our team to act quickly and build a strong case on your behalf.<\/p>\n
What Are My Deadlines?<\/h3>\n
Statutes of limitations vary widely. For breach of contract cases\u2014including many insurance disputes\u2014deadlines can range from three to ten years, depending on your policy and the facts of your situation.<\/p>\n
Because these timelines can be shortened by contractual terms, prompt action is essential. If you believe you have a claim, contact us as early as possible. Our team will determine your deadlines and help ensure your case is filed correctly and efficiently.
\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\nMy Claim Was Denied or Underpaid. What Now?<\/h3>\n
If your insurer has denied a claim, offered only partial payment, or only authorized partial repairs, you should immediately:<\/p>\n
- \n
- Document every communication with your insurer.<\/li>\n
- Keep a dedicated file of photos, reports, and letters.<\/li>\n
- Contact an experienced Houston insurance claims attorney.<\/li>\n<\/ul>\n
You may be entitled to substantially more than what the company initially offered. After reviewing your evidence and policy, we will determine whether you have a viable case.<\/p>\n
Common Problems Policyholders Experience<\/h3>\n
Policyholders frequently encounter the following issues when filing insurance claims:<\/p>\n
- \n
- Bad-faith conduct (failure to act with fairness and good faith as required under Texas law)<\/li>\n
- Complex policy provisions that insurers interpret narrowly or inaccurately<\/li>\n
- Underpayment or slow payment of claims that were already approved<\/li>\n<\/ul>\n
Many of these disputes cannot be resolved without legal intervention and an attorney familiar with insurance-company strategies.<\/p>\n
What Damages Can I Recover Through Insurance Litigation?<\/h3>\n
Although each case is different, policyholders may be able to recover:<\/p>\n
- \n
- Actual damages<\/li>\n
- Interest dating back to when payment should have been made<\/li>\n
- Penalties for knowingly underpaying or denying a valid claim<\/li>\n
- Attorney\u2019s fees<\/li>\n<\/ul>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(167,179,214,0.3)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Meet Colby Lewis” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(255,255,255,0)” global_colors_info=”{}”]<\/p>\n
Meet Colby Lewis<\/h2>\n
With over a decade of success as a civil trial lawyer, Colby Lewis has earned the trust of clients across Texas and the respect of his peers. His recognitions include:<\/p>\n
Texas Super Lawyers<\/strong>
\nTop 100 Houston Super Lawyers<\/strong>
\nAn AV Preeminent rating from Martindale-Hubbell<\/strong>
\nA \u201cSuperb\u201d rating from AVVO<\/strong>
\nMembership in the Texas Bar College<\/strong><\/p>\nColby\u2019s practice includes insurance litigation, personal injury, construction defect claims, and complex commercial disputes. But his commitment to fighting for individuals began long before he opened his own firm.<\/p>\n
A Background That Sets Him Apart<\/h3>\n
Before founding the Law Offices of Colby Lewis in 2015, Colby served as defense counsel for some of the largest insurance companies and corporations in the country. After years of witnessing\u2014and participating in\u2014corporate strategies designed to limit payouts to everyday people, he chose to leave that world behind.<\/p>\n
He returned to plaintiff\u2019s work to do exactly what he intended to do when he became a lawyer: stand with individuals, not corporations. His insight into the inner workings of the insurance industry now gives policyholders a powerful advantage.<\/p>\n
Colby\u2019s experience allows him to:<\/p>\n
Accurately evaluate prospective claims<\/strong><\/p>\n
Predict insurer tactics and strategies<\/strong><\/p>\n
Counter the mechanisms insurers use to avoid accountability<\/strong><\/p>\n
Insurers protect their own interests. Colby\u2019s job is to protect yours.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”$200 million” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#1C306E” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Over $200,000,000 Recovered for Our Clients.<\/h2>\n
A Proven Track Record of Taking on Big Hospitals and Insurance Companies<\/h4>\n
At The Law Offices of Colby Lewis, we don\u2019t just settle for what is easy; we fight for what is fair. Our $200 million+ in total recoveries represents thousands of hours in the courtroom and at the negotiating table, ensuring that our clients receive maximum compensation after an injury.<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”trust Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”RGBA(167,179,214,0.3)” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
A Reputation Validated by Peers, Judges, and Clients<\/h2>\n
With over 20 years of experience and a perfect 10.0 “Superb” Avvo rating, our firm is recognized by the legal community for its expertise and by our clients for our dedication. <\/p>\n
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We are honored to announce that the Law Office of Colby Lewis has been recognized by Best Law Firms\u00ae for 2026<\/a>. This prestigious ranking highlights our dedication to providing top-tier legal representation in Houston.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]
![\"Best](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2026\/01\/1.png\")
<\/p>\nColby Lewis has been selected to The Best Lawyers<\/a> in America, a prestigious honor based entirely on peer review. This recognition reflects his strong reputation among fellow attorneys and his proven ability to handle complex insurance claims and denial cases with skill and integrity.<\/p>\n
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![\"Avvo](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-14-1.png\")
Colby Lewis has earned a perfect 10.0 \u201cSuperb\u201d rating on Avvo<\/a>, based on a combination of peer endorsements, client reviews, and verified professional credentials. This top-tier rating reflects his strong reputation for results-driven advocacy and trusted legal guidance in complex insurance denial cases.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
![\"Million](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-57.png\")
Colby Lewis is a member of the Million Dollar Advocates Forum<\/a>\u2014an elite group of trial lawyers limited to attorneys who have secured million-dollar verdicts or settlements for their clients. Fewer than 1% of U.S. lawyers qualify for this distinction, reflecting proven success in high-stakes, results-driven litigation.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
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Colby Lewis has been selected to The National Trial Lawyers Top 100<\/a>\u2014an invitation-only organization recognizing top trial attorneys through peer nominations and independent research. This honor reflects his strong reputation and proven success in detailed litigation.<\/p>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
![\"Houstonia](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-55.png\")
Colby Lewis has been named to Houstonia Magazine\u2019s Top Lawyers<\/a> list\u2014an honor determined through peer voting by attorneys across the Houston area. This recognition highlights his strong reputation within the local legal community and his proven ability to deliver results in elaborate insurance claims cases.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
![\"AV](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-59.png\")
Colby Lewis has earned recognition through Martindale-Hubbell\u2019s Peer Review Ratings™<\/a>, one of the legal industry\u2019s longest-standing and most trusted evaluation systems. These ratings are based on confidential feedback from fellow attorneys and judges, reflecting a high level of legal ability and strong ethical standards.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
![\"Super](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-58-1.png\")
Colby Lewis has earned 5-year recognition by Super Lawyers<\/a>, a distinction awarded to attorneys who demonstrate consistent professional achievement and peer recognition over multiple years. This honor reflects his sustained excellence, strong reputation among fellow attorneys, and continued success in insurance claims litigation.<\/p>\n[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
- Hail and Fire Damage Claims<\/a><\/li>\n
![\"Colby](\"https:\/\/clewislaw.com\/wp-content\/uploads\/2024\/11\/Group-54.png\")
Selected to Super Lawyers for 11 consecutive years (2016\u20132026) and recognized as one of the